Empowered and accelerated transformation.
A powerful API-enabled platform delivering true digital transformation.
Full stack architecture
Modular by design.
Leverage our modern technology and flexible platform to create your own banking experiences across all digital channels.
use only what you need
Plug and play modules.
Ubanquity’s platform is built on a modern Service Oriented Architecture (SOA) with containerised modules.
The Financial Innovation Cloud works as a marketplace connecting banks, fintechs and regulatory bodies. This allows you to assemble your own digital bank from existing fintechs and licensed financial institutions that are connected through the marketplace.
Machine Learning and Artificial Intelligence.
Leverage data through embedded AI and Machine Learning module at scale. Offering banks predictive analytics, banks enables the development of new classification and predictive models. This includes customer attrition, next best offer, transaction categorisation, fraud detection, credit risk, charge-off detection and personalised products and services.
Transform with impact.
Ubanquity’s Open Digital Banking Platform liberates data from across the various systems, augments it, and makes it available for consumption internally, or externally, with no vendor dependency.
Open Digital Banking platform with a modern API interface that has access to a rich set of capabilities, including digital process automation & a fully functional developer sandbox
Supporting all options for deployment; On-prem, cloud and hybrid + built-in capabilities for instant cross-channel deployments of new experiences, features and capabilities
360-degree customer view across various channels & touch-points for a seamless experience every time
Reusable, container architecture for agile development & deployment with scale
Based on transactional, interactional & marketplace data through smart technologies (Artificial Intelligence & Machine Learning) to drive personalised customer experience
Open Shariah-Compliant products such as Mudarabah, Musharakah, Takaful & others
Who is it for?
Ubanquity open banking platform enables retail, business and islamic banks meet their exact customer needs – all from one unified platform.
Give people the perfect blend of traditional and neobank capabilities. All on a single platform that works seamlessly across any device.
Quick, secure and mobile—take the stress out of their finances by giving small business owners the best money management tools for the job.
A flexible and innovative banking solution enabling Shari’ah compliant innovation, scalability and increased user engagement.
Our platform supports clients from all over the globe in over 12 languages.
We enable banks of all sizes to fully digitise their banking stack to offer innovative digital financial products with unparalleled user experiences.